Who We Are

Dilosk DAC trading as Dilosk and ICS Mortgages, is an Irish financial services company, headquartered at Hume Street, Dublin. We are a specialist lender providing mortgages to Buy-to-Let residential property investors and Owner-Occupier customers.  

ICS Mortgages entered the market for owner-occupiers with the Lowest variable rate in the market
ICS Mortgages in September 2019.

We launched a range of highly competitive variable and fixed rate mortgages from as low as 2.40%. 

Dilosk DAC, trading as Dilosk and ICS Mortgages has over €850m of mortgages under management.

We entered the Irish mortgage market through the acquisition of ICS Mortgages including the brand and distribution platform from Bank of Ireland in 2014.

The company also offers 3 and 5 year fixed rates starting at 2.45% and 2.40%, respectively. Various rates will apply depending on the size of the loan relative to the value of the property – all at highly competitive price points (see notes to editor below).

The strategy is to offer customers low rates, low APRs and on-going customer flexibility to suit individuals changing needs. Maturing fixed rate customers will be eligible to avail of the relevant new customer variable rate at the expiry of their fixed terms.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland. As a regulated entity Dilosk complies with all the relevant regulatory codes applicable to mortgage lending in Ireland.

The Board of Directors

The Board of Dilosk is collectively responsible for the leadership, control, development and long-term success of the Company.

Fergal McGrath, Chief Executive Officer & Co-founder of Dilosk
Dr Oran McGrath, Executive Director & Co-founder of Dilosk
Ray McMahon, Director and Chief Operating Officer
Kevin Cooney, Non-Exec Director
Tony McPoland, Non-Exec Director